Whether you run a mechanics, valet service, garage, MOT station or something else, you will need specialist insurance which is designed for the unique needs of the motor trade industry. If your business stores, drives or works on customer or in-house vehicles, this policy will likely suit you.
Every motor trade service carries unique risk, our job at Evalee insurance Brokers is to ensure that your policy properly caters for your individual risk profile.
Evalee Insurance Brokers will work with your business to determine the specific risks that affect it, in order to arrange a policy which covers you for what you need whilst avoiding any unnecessary features.
Buildings and Contents
Tools and Equipment
Liability
Road Risks
Material Damage
Named drivers
Loss of Licence
Business Interruption
One of the key cover features unique to the motor trade business is road risks cover, which protects the vehicles that you store at your home address against theft, fire, vandalism and accidental damage.
If you’re debating whether you need ‘any driver’ cover vs. ‘named driver’ cover, we will talk you through which would work out best for you based on your requirements and affordability. If only one employee will be operating a vehicle, taking out ‘any driver’ cover for all your vehicles could work out a lot more expensive and would prove an unnecessary expense.
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